BRBC BLOGS - MEMBERS & STAFF
Mickey's Mail - July 11, 2018
MEMBER BLOG: Protecting Your Employees
June 25, 2018
Robert (Bobby) Bennett, CLTC, Financial Services Professional Agent, New York Life Insurance Company
Registered Representative offering securities through NYLIFE Securities LLC (member FINRA/SIPC), A Licensed Insurance Agency
If you have employees, you know firsthand that the loss of a key employee can have a profound impact on business operations. When an employee leaves, customers who dealt directly with that person may worry about receiving their goods or services in a timely manner; suppliers may be concerned about getting paid for their deliveries; and staff morale can also take a dip as remaining employees worry about assuming a heavier workload.
That’s why it’s important to make sure that your business is prepared to deal with the unexpected departure of a key employee which usually happens for one of three reasons: the employee chooses to resign, the employee becomes disabled, or they pass away.
MEMBER BLOG: Supplemental Health Insurance
February 26, 2018
In the unsettling health insurance markets of today, it is a significant challenge for small businesses to meet their employee’s health insurance needs while balancing the cost of providing coverage. Many small businesses cannot afford to provide major medical due to the high cost, even with employee contribution. In a survey of companies in 2017, 10% of companies planned to increase employee copays, 18% planned increases to employee contributions, and 8% planned on increasing deductibles. Additionally, 3% of companies were forced to move their plans to the government exchange.
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